Moving from Miami to Oaxaca (2026)

Oaxaca has a COL index of 32 vs 123 for Miami (100 = US average). You'd pay about 74% less for the same lifestyle.

Save ~$2,100/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
123 โ†’ 32
100 = US avg
1BR rent
$2,500 โ†’ $400
per month
State tax
None โ†’ None
income tax
COL difference
123 โ†’ 32
74% cheaper

Salary needed in Oaxaca to match your Miami lifestyle

Based on the 74% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Oaxaca
$40K$10,407
$50K$13,008
$60K$15,610
$75K$19,512
$80K$20,813
$100K$26,016
$120K$31,220
$150K$39,024

Adjust your salary

Save ~$2,266/moon core expenses at $75K

Monthly budget at $75K โ€” Miami vs Oaxaca

ExpenseMiamiOaxaca
Monthly take-home$4,741$4,741
1BR rent$2,500$400
Groceries$399$380
Transport$112$150
Utilities$185$45
Internet$70$25
Left after essentials$1,475$3,741

30-Year Wealth Builder

If you invest your monthly savings of $2,266 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$2,764,454

over 30 years compared to staying in Miami โ€” that's the real price of a city.

$2,266/mo invested

Frequently asked questions

Is Oaxaca cheaper than Miami?

Yes. Oaxaca has a cost of living index of 32 vs 123 for Miami (100 = US average). That's about 74% cheaper.

How much will I save moving from Miami to Oaxaca?

On a $75K salary, moving from Miami to Oaxaca saves roughly $2,100/month on core expenses. That's ~$25,200/year.

What salary do I need in Oaxaca to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $19,512/year in Oaxaca. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only