Moving from Miami to Kraków (2026)

Kraków has a COL index of 55 vs 123 for Miami (100 = US average). You'd pay about 55% less for the same lifestyle.

Save ~$1,000/mo
on rent + taxes · $75K salary baseline

Change cities

Key differences

COL index
12355
100 = US avg
1BR rent
$2,500$750
per month
State tax
None12%
income tax
COL difference
12355
55% cheaper

Salary needed in Kraków to match your Miami lifestyle

Based on the 55% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Kraków
$40K$17,886
$50K$22,358
$60K$26,829
$75K$33,537
$80K$35,772
$100K$44,715
$120K$53,659
$150K$67,073

Adjust your salary

Save ~$1,871/moon core expenses at $75K

Monthly budget at $75KMiami vs Kraków

ExpenseMiamiKraków
Monthly take-home$4,741$3,991
1BR rent$2,500$750
Groceries$399$380
Transport$112$150
Utilities$185$90
Internet$70$25
Left after essentials$1,475$2,596

30-Year Wealth Builder

If you invest your monthly savings of $1,871 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$2,282,566

over 30 years compared to staying in Miami — that's the real price of a city.

$1,871/mo invested

Frequently asked questions

Is Kraków cheaper than Miami?

Yes. Kraków has a cost of living index of 55 vs 123 for Miami (100 = US average). That's about 55% cheaper.

How much will I save moving from Miami to Kraków?

On a $75K salary, moving from Miami to Kraków saves roughly $1,000/month on core expenses. That's ~$12,000/year.

What salary do I need in Kraków to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $33,537/year in Kraków. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only