Moving from Miami to Boston (2026)

Boston has a COL index of 162 vs 123 for Miami (100 = US average). Expect to pay about 32% more for the same lifestyle.

Pay ~$497 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
123162
100 = US avg
1BR rent
$2,500$3,000
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Boston to match your Miami lifestyle

Based on the 32% cost of living increase between the two cities.

Your salary in MiamiEquivalent in Boston
$40K$52,683
$50K$65,854
$60K$79,024
$75K$98,780
$80K$105,366
$100K$131,707
$120K$158,049
$150K$197,561

Monthly budget at $75K — Miami vs Boston

ExpenseMiamiBoston
Monthly take-home$4,741$4,428
1BR rent$2,500$3,000
Groceries$399$418
Transport$112$90
Utilities$185$185
Internet$70$70
Left after essentials$1,475$665

Frequently asked questions

Is Boston cheaper than Miami?

No. Boston has a cost of living index of 162 vs 123 for Miami (100 = US average). That's about 32% more expensive.

How much will I save moving from Miami to Boston?

On a $75K salary, core expenses in Boston run about $497/month more than Miami. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $98,780/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only