Moving from Boston to Miami (2026)
Miami has a COL index of 123 vs 162 for Boston (100 = US average). You'd pay about 24% less for the same lifestyle.
Save ~$497/mo
on core expenses · $75K salary baseline
Key differences
COL index
162123
100 = US avg
1BR rent
$3,000$2,500
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month
Salary needed in Miami to match your Boston lifestyle
Based on the 24% cost of living decrease between the two cities.
| Your salary in Boston | Equivalent in Miami |
|---|---|
| $40K | $30,370 |
| $50K | $37,963 |
| $60K | $45,556 |
| $75K | $56,944 |
| $80K | $60,741 |
| $100K | $75,926 |
| $120K | $91,111 |
| $150K | $113,889 |
Monthly budget at $75K — Boston vs Miami
| Expense | Boston | Miami |
|---|---|---|
| Monthly take-home | $4,428 | $4,741 |
| 1BR rent | $3,000 | $2,500 |
| Groceries | $418 | $399 |
| Transport | $90 | $112 |
| Utilities | $185 | $185 |
| Internet | $70 | $70 |
| Left after essentials | $665 | $1,475 |
Frequently asked questions
Is Miami cheaper than Boston?
Yes. Miami has a cost of living index of 123 vs 162 for Boston (100 = US average). That's about 24% cheaper.
How much will I save moving from Boston to Miami?
On a $75K salary, moving from Boston to Miami could save roughly $497/month on core expenses. That's ~$5,964/year.
What salary do I need in Miami to match my Boston lifestyle?
To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $56,944/year in Miami. This is based on the overall COL index difference between the two cities.
Moving from Miami to BostonBoston vs Miami — full comparisonBoston cost of livingMiami cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only