Moving from Miami to Austin (2026)

Austin has a COL index of 122 vs 123 for Miami (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$809/mo
on core expenses · $75K salary baseline

Key differences

COL index
123122
100 = US avg
1BR rent
$2,500$1,800
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Austin to match your Miami lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in MiamiEquivalent in Austin
$40K$39,675
$50K$49,593
$60K$59,512
$75K$74,390
$80K$79,350
$100K$99,187
$120K$119,024
$150K$148,780

Monthly budget at $75K — Miami vs Austin

ExpenseMiamiAustin
Monthly take-home$4,741$4,741
1BR rent$2,500$1,800
Groceries$399$372
Transport$112$50
Utilities$185$170
Internet$70$65
Left after essentials$1,475$2,284

Frequently asked questions

Is Austin cheaper than Miami?

Yes. Austin has a cost of living index of 122 vs 123 for Miami (100 = US average). That's about 1% cheaper.

How much will I save moving from Miami to Austin?

On a $75K salary, moving from Miami to Austin could save roughly $809/month on core expenses. That's ~$9,708/year.

What salary do I need in Austin to match my Miami lifestyle?

To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $74,390/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only