Moving from Memphis to San Antonio (2026)

San Antonio has a COL index of 87 vs 83 for Memphis (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$0 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 87
100 = US avg
1BR rent
$1,100 โ†’ $1,100
per month
State tax
None โ†’ None
income tax
COL difference
83 โ†’ 87
5% more expensive

Salary needed in San Antonio to match your Memphis lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in MemphisEquivalent in San Antonio
$40K$41,928
$50K$52,410
$60K$62,892
$75K$78,614
$80K$83,855
$100K$104,819
$120K$125,783
$150K$157,229

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1/moon core expenses at $75K

Monthly budget at $75K โ€” Memphis vs San Antonio

ExpenseMemphisSan Antonio
Monthly take-home$4,741$4,741
1BR rent$1,100$1,100
Groceries$357$353
Transport$55$48
Utilities$170$175
Internet$55$60
Left after essentials$3,004$3,005

Frequently asked questions

Is San Antonio cheaper than Memphis?

No. San Antonio has a cost of living index of 87 vs 83 for Memphis (100 = US average). That's about 5% more expensive.

How much will I save moving from Memphis to San Antonio?

On a $75K salary, core expenses in San Antonio run about $0/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in San Antonio to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $78,614/year in San Antonio. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only