Moving from Memphis to Oaxaca (2026)
Oaxaca has a COL index of 32 vs 83 for Memphis (100 = US average). You'd pay about 61% less for the same lifestyle.
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Key differences
Salary needed in Oaxaca to match your Memphis lifestyle
Based on the 61% cost of living decrease between the two cities.
| Your salary in Memphis | Equivalent in Oaxaca |
|---|---|
| $40K | $15,422 |
| $50K | $19,277 |
| $60K | $23,133 |
| $75K | $28,916 |
| $80K | $30,843 |
| $100K | $38,554 |
| $120K | $46,265 |
| $150K | $57,831 |
Adjust your salary
Monthly budget at $75K — Memphis vs Oaxaca
| Expense | Memphis | Oaxaca |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,100 | $400 |
| Groceries | $357 | $380 |
| Transport | $55 | $150 |
| Utilities | $170 | $45 |
| Internet | $55 | $25 |
| Left after essentials | $3,004 | $3,741 |
30-Year Wealth Builder
If you invest your monthly savings of $737 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Memphis — that's the real price of a city.
Frequently asked questions
Is Oaxaca cheaper than Memphis?
Yes. Oaxaca has a cost of living index of 32 vs 83 for Memphis (100 = US average). That's about 61% cheaper.
How much will I save moving from Memphis to Oaxaca?
On a $75K salary, moving from Memphis to Oaxaca saves roughly $700/month on core expenses. That's ~$8,400/year.
What salary do I need in Oaxaca to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $28,916/year in Oaxaca. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only