Moving from Memphis to Nashville (2026)

Nashville has a COL index of 112 vs 83 for Memphis (100 = US average). Expect to pay about 35% more for the same lifestyle.

Pay ~$700 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 112
100 = US avg
1BR rent
$1,100 โ†’ $1,800
per month
State tax
None โ†’ None
income tax
COL difference
83 โ†’ 112
35% more expensive

Salary needed in Nashville to match your Memphis lifestyle

Based on the 35% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Nashville
$40K$53,976
$50K$67,470
$60K$80,964
$75K$101,205
$80K$107,952
$100K$134,940
$120K$161,928
$150K$202,410

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$728/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Memphis vs Nashville

ExpenseMemphisNashville
Monthly take-home$4,741$4,741
1BR rent$1,100$1,800
Groceries$357$365
Transport$55$70
Utilities$170$170
Internet$55$60
Left after essentials$3,004$2,276

Frequently asked questions

Is Nashville cheaper than Memphis?

No. Nashville has a cost of living index of 112 vs 83 for Memphis (100 = US average). That's about 35% more expensive.

How much will I save moving from Memphis to Nashville?

On a $75K salary, core expenses in Nashville run about $700/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $101,205/year in Nashville. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only