Moving from Memphis to Knoxville (2026)

Knoxville has a COL index of 87 vs 83 for Memphis (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$197 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8387
100 = US avg
1BR rent
$1,100$1,300
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Knoxville to match your Memphis lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Knoxville
$40K$41,928
$50K$52,410
$60K$62,892
$75K$78,614
$80K$83,855
$100K$104,819
$120K$125,783
$150K$157,229

Monthly budget at $75K — Memphis vs Knoxville

ExpenseMemphisKnoxville
Monthly take-home$4,741$4,741
1BR rent$1,100$1,300
Groceries$357$361
Transport$55$45
Utilities$170$168
Internet$55$60
Left after essentials$3,004$2,807

Frequently asked questions

Is Knoxville cheaper than Memphis?

No. Knoxville has a cost of living index of 87 vs 83 for Memphis (100 = US average). That's about 5% more expensive.

How much will I save moving from Memphis to Knoxville?

On a $75K salary, core expenses in Knoxville run about $197/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Knoxville to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $78,614/year in Knoxville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only