Moving from Memphis to Jackson (2026)
Jackson has a COL index of 79 vs 83 for Memphis (100 = US average). You'd pay about 5% less for the same lifestyle.
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Key differences
Salary needed in Jackson to match your Memphis lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Memphis | Equivalent in Jackson |
|---|---|
| $40K | $38,072 |
| $50K | $47,590 |
| $60K | $57,108 |
| $75K | $71,386 |
| $80K | $76,145 |
| $100K | $95,181 |
| $120K | $114,217 |
| $150K | $142,771 |
💵 Household income (before tax)
Monthly budget at $75K — Memphis vs Jackson
| Expense | Memphis | Jackson |
|---|---|---|
| Monthly take-home | $4,741 | $4,447 |
| 1BR rent | $1,100 | $1,000 |
| Groceries | $357 | $346 |
| Transport | $55 | $38 |
| Utilities | $170 | $178 |
| Internet | $55 | $55 |
| Left after essentials | $3,004 | $2,830 |
30-Year Wealth Builder
If you invest your monthly savings of $120 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Memphis — that's the real price of a city.
Frequently asked questions
Is Jackson cheaper than Memphis?
Yes. Jackson has a cost of living index of 79 vs 83 for Memphis (100 = US average). That's about 5% cheaper.
How much will I save moving from Memphis to Jackson?
On a $75K salary, core expenses in Jackson run about $194/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Jackson to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $71,386/year in Jackson. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only