Moving from Memphis to Houston (2026)
Houston has a COL index of 95 vs 83 for Memphis (100 = US average). Expect to pay about 14% more for the same lifestyle.
Key differences
Salary needed in Houston to match your Memphis lifestyle
Based on the 14% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Houston |
|---|---|
| $40K | $45,783 |
| $50K | $57,229 |
| $60K | $68,675 |
| $75K | $85,843 |
| $80K | $91,566 |
| $100K | $114,458 |
| $120K | $137,349 |
| $150K | $171,687 |
Monthly budget at $75K — Memphis vs Houston
| Expense | Memphis | Houston |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,100 | $1,350 |
| Groceries | $357 | $357 |
| Transport | $55 | $90 |
| Utilities | $170 | $175 |
| Internet | $55 | $65 |
| Left after essentials | $3,004 | $2,704 |
Frequently asked questions
Is Houston cheaper than Memphis?
No. Houston has a cost of living index of 95 vs 83 for Memphis (100 = US average). That's about 14% more expensive.
How much will I save moving from Memphis to Houston?
On a $75K salary, core expenses in Houston run about $300/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Houston to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $85,843/year in Houston. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only