Moving from Memphis to Flint (2026)

Flint has a COL index of 77 vs 83 for Memphis (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$36/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 77
100 = US avg
1BR rent
$1,100 โ†’ $880
per month
State tax
None โ†’ 4.1%
income tax
COL difference
83 โ†’ 77
7% cheaper

Salary needed in Flint to match your Memphis lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in MemphisEquivalent in Flint
$40K$37,108
$50K$46,386
$60K$55,663
$75K$69,578
$80K$74,217
$100K$92,771
$120K$111,325
$150K$139,157

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$240/moon core expenses at $75K

Monthly budget at $75K โ€” Memphis vs Flint

ExpenseMemphisFlint
Monthly take-home$4,741$4,484
1BR rent$1,100$880
Groceries$357$346
Transport$55$48
Utilities$170$168
Internet$55$55
Left after essentials$3,004$2,987

30-Year Wealth Builder

If you invest your monthly savings of $240 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$292,793

over 30 years compared to staying in Memphis โ€” that's the real price of a city.

$240/mo invested

Frequently asked questions

Is Flint cheaper than Memphis?

Yes. Flint has a cost of living index of 77 vs 83 for Memphis (100 = US average). That's about 7% cheaper.

How much will I save moving from Memphis to Flint?

On a $75K salary, core expenses in Flint run about $36/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Flint to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $69,578/year in Flint. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only