Moving from Memphis to Dallas (2026)

Dallas has a COL index of 99 vs 83 for Memphis (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$455 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8399
100 = US avg
1BR rent
$1,100$1,500
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Dallas to match your Memphis lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in MemphisEquivalent in Dallas
$40K$47,711
$50K$59,639
$60K$71,566
$75K$89,458
$80K$95,422
$100K$119,277
$120K$143,133
$150K$178,916

Monthly budget at $75K — Memphis vs Dallas

ExpenseMemphisDallas
Monthly take-home$4,741$4,741
1BR rent$1,100$1,500
Groceries$357$361
Transport$55$96
Utilities$170$175
Internet$55$60
Left after essentials$3,004$2,549

Frequently asked questions

Is Dallas cheaper than Memphis?

No. Dallas has a cost of living index of 99 vs 83 for Memphis (100 = US average). That's about 19% more expensive.

How much will I save moving from Memphis to Dallas?

On a $75K salary, core expenses in Dallas run about $455/month more than Memphis. Factor this into your salary negotiation when relocating.

What salary do I need in Dallas to match my Memphis lifestyle?

To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $89,458/year in Dallas. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only