Moving from Melbourne to Houston (2026)

Houston has a COL index of 95 vs 110 for Melbourne (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$3,063/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
110 โ†’ 95
100 = US avg
1BR rent
$1,600 โ†’ $1,350
per month
State tax
45% โ†’ None
income tax
COL difference
110 โ†’ 95
14% cheaper

Salary needed in Houston to match your Melbourne lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in MelbourneEquivalent in Houston
$40K$34,545
$50K$43,182
$60K$51,818
$75K$64,773
$80K$69,091
$100K$86,364
$120K$103,636
$150K$129,545

Adjust your salary

Save ~$285/moon core expenses at $75K

Monthly budget at $75K โ€” Melbourne vs Houston

ExpenseMelbourneHouston
Monthly take-home$3,000$4,741
1BR rent$1,600$1,350
Groceries$380$357
Transport$150$90
Utilities$130$175
Internet$62$65
Left after essentials$678$2,704

30-Year Wealth Builder

If you invest your monthly savings of $285 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$347,692

over 30 years compared to staying in Melbourne โ€” that's the real price of a city.

$285/mo invested

Frequently asked questions

Is Houston cheaper than Melbourne?

Yes. Houston has a cost of living index of 95 vs 110 for Melbourne (100 = US average). That's about 14% cheaper.

How much will I save moving from Melbourne to Houston?

On a $75K salary, moving from Melbourne to Houston saves roughly $3,063/month on core expenses. That's ~$36,756/year.

What salary do I need in Houston to match my Melbourne lifestyle?

To maintain the same purchasing power as $75,000 in Melbourne, you'd need roughly $64,773/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only