Moving from Medellín to Cebu City (2026)

Cebu City has a COL index of 37 vs 35 for Medellín (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$100 more/mo
on rent + taxes · $75K salary baseline

Change cities

Key differences

COL index
3537
100 = US avg
1BR rent
$500$400
per month
State tax
NoneNone
income tax
COL difference
3537
6% more expensive

Salary needed in Cebu City to match your Medellín lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in MedellínEquivalent in Cebu City
$40K$42,286
$50K$52,857
$60K$63,429
$75K$79,286
$80K$84,571
$100K$105,714
$120K$126,857
$150K$158,571

💵 Household income (before tax)

$75K
$
$30K$300K
Save ~$105/moon core expenses at $75K

Monthly budget at $75KMedellín vs Cebu City

ExpenseMedellínCebu City
Monthly take-home$4,741$4,741
1BR rent$500$400
Groceries$380$380
Transport$150$150
Utilities$55$55
Internet$30$25
Left after essentials$3,626$3,731

30-Year Wealth Builder

If you invest your monthly savings of $105 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$128,097

over 30 years compared to staying in Medellín — that's the real price of a city.

$105/mo invested

Frequently asked questions

Is Cebu City cheaper than Medellín?

No. Cebu City has a cost of living index of 37 vs 35 for Medellín (100 = US average). That's about 6% more expensive.

How much will I save moving from Medellín to Cebu City?

On a $75K salary, moving from Medellín to Cebu City saves roughly $100/month on core expenses. That's ~$1,200/year.

What salary do I need in Cebu City to match my Medellín lifestyle?

To maintain the same purchasing power as $75,000 in Medellín, you'd need roughly $79,286/year in Cebu City. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only