Moving from McAllen to Houston (2026)

Houston has a COL index of 95 vs 78 for McAllen (100 = US average). Expect to pay about 22% more for the same lifestyle.

Pay ~$489 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7895
100 = US avg
1BR rent
$950$1,350
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Houston to match your McAllen lifestyle

Based on the 22% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Houston
$40K$48,718
$50K$60,897
$60K$73,077
$75K$91,346
$80K$97,436
$100K$121,795
$120K$146,154
$150K$182,692

Monthly budget at $75K — McAllen vs Houston

ExpenseMcAllenHouston
Monthly take-home$4,741$4,741
1BR rent$950$1,350
Groceries$338$357
Transport$35$90
Utilities$165$175
Internet$60$65
Left after essentials$3,193$2,704

Frequently asked questions

Is Houston cheaper than McAllen?

No. Houston has a cost of living index of 95 vs 78 for McAllen (100 = US average). That's about 22% more expensive.

How much will I save moving from McAllen to Houston?

On a $75K salary, core expenses in Houston run about $489/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Houston to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $91,346/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only