Moving from McAllen to Fort Collins (2026)

Fort Collins has a COL index of 99 vs 78 for McAllen (100 = US average). Expect to pay about 27% more for the same lifestyle.

Pay ~$796 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7899
100 = US avg
1BR rent
$950$1,700
per month
State tax
None4.4%
income tax
Take-home at $75K
$4,741$4,466
per month

Salary needed in Fort Collins to match your McAllen lifestyle

Based on the 27% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Fort Collins
$40K$50,769
$50K$63,462
$60K$76,154
$75K$95,192
$80K$101,538
$100K$126,923
$120K$152,308
$150K$190,385

Monthly budget at $75K — McAllen vs Fort Collins

ExpenseMcAllenFort Collins
Monthly take-home$4,741$4,466
1BR rent$950$1,700
Groceries$338$384
Transport$35$55
Utilities$165$140
Internet$60$65
Left after essentials$3,193$2,122

Frequently asked questions

Is Fort Collins cheaper than McAllen?

No. Fort Collins has a cost of living index of 99 vs 78 for McAllen (100 = US average). That's about 27% more expensive.

How much will I save moving from McAllen to Fort Collins?

On a $75K salary, core expenses in Fort Collins run about $796/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Fort Collins to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $95,192/year in Fort Collins. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only