Moving from Fort Collins to McAllen (2026)

McAllen has a COL index of 78 vs 99 for Fort Collins (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$796/mo
on core expenses · $75K salary baseline

Key differences

COL index
9978
100 = US avg
1BR rent
$1,700$950
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in McAllen to match your Fort Collins lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in McAllen
$40K$31,515
$50K$39,394
$60K$47,273
$75K$59,091
$80K$63,030
$100K$78,788
$120K$94,545
$150K$118,182

Monthly budget at $75K — Fort Collins vs McAllen

ExpenseFort CollinsMcAllen
Monthly take-home$4,466$4,741
1BR rent$1,700$950
Groceries$384$338
Transport$55$35
Utilities$140$165
Internet$65$60
Left after essentials$2,122$3,193

Frequently asked questions

Is McAllen cheaper than Fort Collins?

Yes. McAllen has a cost of living index of 78 vs 99 for Fort Collins (100 = US average). That's about 21% cheaper.

How much will I save moving from Fort Collins to McAllen?

On a $75K salary, moving from Fort Collins to McAllen could save roughly $796/month on core expenses. That's ~$9,552/year.

What salary do I need in McAllen to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $59,091/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only