Moving from McAllen to Eugene (2026)

Eugene has a COL index of 107 vs 78 for McAllen (100 = US average). Expect to pay about 37% more for the same lifestyle.

Pay ~$772 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78107
100 = US avg
1BR rent
$950$1,650
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Eugene to match your McAllen lifestyle

Based on the 37% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Eugene
$40K$54,872
$50K$68,590
$60K$82,308
$75K$102,885
$80K$109,744
$100K$137,179
$120K$164,615
$150K$205,769

Monthly budget at $75K — McAllen vs Eugene

ExpenseMcAllenEugene
Monthly take-home$4,741$4,122
1BR rent$950$1,650
Groceries$338$395
Transport$35$82
Utilities$165$128
Internet$60$65
Left after essentials$3,193$1,802

Frequently asked questions

Is Eugene cheaper than McAllen?

No. Eugene has a cost of living index of 107 vs 78 for McAllen (100 = US average). That's about 37% more expensive.

How much will I save moving from McAllen to Eugene?

On a $75K salary, core expenses in Eugene run about $772/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Eugene to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $102,885/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only