Moving from Eugene to McAllen (2026)
McAllen has a COL index of 78 vs 107 for Eugene (100 = US average). You'd pay about 27% less for the same lifestyle.
Save ~$772/mo
on core expenses · $75K salary baseline
Key differences
COL index
10778
100 = US avg
1BR rent
$1,650$950
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month
Salary needed in McAllen to match your Eugene lifestyle
Based on the 27% cost of living decrease between the two cities.
| Your salary in Eugene | Equivalent in McAllen |
|---|---|
| $40K | $29,159 |
| $50K | $36,449 |
| $60K | $43,738 |
| $75K | $54,673 |
| $80K | $58,318 |
| $100K | $72,897 |
| $120K | $87,477 |
| $150K | $109,346 |
Monthly budget at $75K — Eugene vs McAllen
| Expense | Eugene | McAllen |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,650 | $950 |
| Groceries | $395 | $338 |
| Transport | $82 | $35 |
| Utilities | $128 | $165 |
| Internet | $65 | $60 |
| Left after essentials | $1,802 | $3,193 |
Frequently asked questions
Is McAllen cheaper than Eugene?
Yes. McAllen has a cost of living index of 78 vs 107 for Eugene (100 = US average). That's about 27% cheaper.
How much will I save moving from Eugene to McAllen?
On a $75K salary, moving from Eugene to McAllen could save roughly $772/month on core expenses. That's ~$9,264/year.
What salary do I need in McAllen to match my Eugene lifestyle?
To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $54,673/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to EugeneEugene vs McAllen — full comparisonEugene cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only