Moving from McAllen to Columbia (2026)

Columbia has a COL index of 88 vs 78 for McAllen (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$330 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7888
100 = US avg
1BR rent
$950$1,250
per month
State tax
None4.7%
income tax
Take-home at $75K
$4,741$4,447
per month

Salary needed in Columbia to match your McAllen lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Columbia
$40K$45,128
$50K$56,410
$60K$67,692
$75K$84,615
$80K$90,256
$100K$112,821
$120K$135,385
$150K$169,231

Monthly budget at $75K — McAllen vs Columbia

ExpenseMcAllenColumbia
Monthly take-home$4,741$4,447
1BR rent$950$1,250
Groceries$338$365
Transport$35$45
Utilities$165$158
Internet$60$60
Left after essentials$3,193$2,569

Frequently asked questions

Is Columbia cheaper than McAllen?

No. Columbia has a cost of living index of 88 vs 78 for McAllen (100 = US average). That's about 13% more expensive.

How much will I save moving from McAllen to Columbia?

On a $75K salary, core expenses in Columbia run about $330/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Columbia to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $84,615/year in Columbia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only