Moving from Columbia to McAllen (2026)

McAllen has a COL index of 78 vs 88 for Columbia (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$330/mo
on core expenses · $75K salary baseline

Key differences

COL index
8878
100 = US avg
1BR rent
$1,250$950
per month
State tax
4.7%None
income tax
Take-home at $75K
$4,447$4,741
per month

Salary needed in McAllen to match your Columbia lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in ColumbiaEquivalent in McAllen
$40K$35,455
$50K$44,318
$60K$53,182
$75K$66,477
$80K$70,909
$100K$88,636
$120K$106,364
$150K$132,955

Monthly budget at $75K — Columbia vs McAllen

ExpenseColumbiaMcAllen
Monthly take-home$4,447$4,741
1BR rent$1,250$950
Groceries$365$338
Transport$45$35
Utilities$158$165
Internet$60$60
Left after essentials$2,569$3,193

Frequently asked questions

Is McAllen cheaper than Columbia?

Yes. McAllen has a cost of living index of 78 vs 88 for Columbia (100 = US average). That's about 11% cheaper.

How much will I save moving from Columbia to McAllen?

On a $75K salary, moving from Columbia to McAllen could save roughly $330/month on core expenses. That's ~$3,960/year.

What salary do I need in McAllen to match my Columbia lifestyle?

To maintain the same purchasing power as $75,000 in Columbia, you'd need roughly $66,477/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only