Moving from McAllen to Boise (2026)

Boise has a COL index of 105 vs 78 for McAllen (100 = US average). Expect to pay about 35% more for the same lifestyle.

Pay ~$674 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
78105
100 = US avg
1BR rent
$950$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Boise to match your McAllen lifestyle

Based on the 35% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Boise
$40K$53,846
$50K$67,308
$60K$80,769
$75K$100,962
$80K$107,692
$100K$134,615
$120K$161,538
$150K$201,923

Monthly budget at $75K — McAllen vs Boise

ExpenseMcAllenBoise
Monthly take-home$4,741$4,378
1BR rent$950$1,600
Groceries$338$372
Transport$35$45
Utilities$165$145
Internet$60$60
Left after essentials$3,193$2,156

Frequently asked questions

Is Boise cheaper than McAllen?

No. Boise has a cost of living index of 105 vs 78 for McAllen (100 = US average). That's about 35% more expensive.

How much will I save moving from McAllen to Boise?

On a $75K salary, core expenses in Boise run about $674/month more than McAllen. Factor this into your salary negotiation when relocating.

What salary do I need in Boise to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $100,962/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only