Moving from Boise to McAllen (2026)
McAllen has a COL index of 78 vs 105 for Boise (100 = US average). You'd pay about 26% less for the same lifestyle.
Save ~$674/mo
on core expenses · $75K salary baseline
Key differences
COL index
10578
100 = US avg
1BR rent
$1,600$950
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month
Salary needed in McAllen to match your Boise lifestyle
Based on the 26% cost of living decrease between the two cities.
| Your salary in Boise | Equivalent in McAllen |
|---|---|
| $40K | $29,714 |
| $50K | $37,143 |
| $60K | $44,571 |
| $75K | $55,714 |
| $80K | $59,429 |
| $100K | $74,286 |
| $120K | $89,143 |
| $150K | $111,429 |
Monthly budget at $75K — Boise vs McAllen
| Expense | Boise | McAllen |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $1,600 | $950 |
| Groceries | $372 | $338 |
| Transport | $45 | $35 |
| Utilities | $145 | $165 |
| Internet | $60 | $60 |
| Left after essentials | $2,156 | $3,193 |
Frequently asked questions
Is McAllen cheaper than Boise?
Yes. McAllen has a cost of living index of 78 vs 105 for Boise (100 = US average). That's about 26% cheaper.
How much will I save moving from Boise to McAllen?
On a $75K salary, moving from Boise to McAllen could save roughly $674/month on core expenses. That's ~$8,088/year.
What salary do I need in McAllen to match my Boise lifestyle?
To maintain the same purchasing power as $75,000 in Boise, you'd need roughly $55,714/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to BoiseBoise vs McAllen — full comparisonBoise cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only