Moving from Madrid to Kraków (2026)
Kraków has a COL index of 55 vs 65 for Madrid (100 = US average). You'd pay about 16% less for the same lifestyle.
Change cities
Key differences
Salary needed in Kraków to match your Madrid lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Madrid | Equivalent in Kraków |
|---|---|
| $40K | $33,639 |
| $50K | $42,049 |
| $60K | $50,459 |
| $75K | $63,073 |
| $80K | $67,278 |
| $100K | $84,098 |
| $120K | $100,917 |
| $150K | $126,147 |
💵 Household income (before tax)
Monthly budget at $75K — Madrid vs Kraków
| Expense | Madrid | Kraków |
|---|---|---|
| Monthly take-home | $3,428 | $3,991 |
| 1BR rent | $1,200 | $750 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $95 | $90 |
| Internet | $35 | $25 |
| Left after essentials | $1,568 | $2,596 |
30-Year Wealth Builder
If you invest your monthly savings of $465 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Madrid — that's the real price of a city.
Frequently asked questions
Is Kraków cheaper than Madrid?
Yes. Kraków has a cost of living index of 55 vs 65 for Madrid (100 = US average). That's about 16% cheaper.
How much will I save moving from Madrid to Kraków?
On a $75K salary, moving from Madrid to Kraków saves roughly $1,013/month on core expenses. That's ~$12,156/year.
What salary do I need in Kraków to match my Madrid lifestyle?
To maintain the same purchasing power as $75,000 in Madrid, you'd need roughly $63,073/year in Kraków. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only