Moving from Madison to Laredo (2026)
Laredo has a COL index of 79 vs 97 for Madison (100 = US average). You'd pay about 19% less for the same lifestyle.
Save ~$772/mo
on core expenses · $75K salary baseline
Key differences
COL index
9779
100 = US avg
1BR rent
$1,650$950
per month
State tax
7.7%None
income tax
Take-home at $75K
$4,259$4,741
per month
Salary needed in Laredo to match your Madison lifestyle
Based on the 19% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Laredo |
|---|---|
| $40K | $32,577 |
| $50K | $40,722 |
| $60K | $48,866 |
| $75K | $61,082 |
| $80K | $65,155 |
| $100K | $81,443 |
| $120K | $97,732 |
| $150K | $122,165 |
Monthly budget at $75K — Madison vs Laredo
| Expense | Madison | Laredo |
|---|---|---|
| Monthly take-home | $4,259 | $4,741 |
| 1BR rent | $1,650 | $950 |
| Groceries | $384 | $338 |
| Transport | $62 | $35 |
| Utilities | $162 | $168 |
| Internet | $63 | $58 |
| Left after essentials | $1,938 | $3,192 |
Frequently asked questions
Is Laredo cheaper than Madison?
Yes. Laredo has a cost of living index of 79 vs 97 for Madison (100 = US average). That's about 19% cheaper.
How much will I save moving from Madison to Laredo?
On a $75K salary, moving from Madison to Laredo could save roughly $772/month on core expenses. That's ~$9,264/year.
What salary do I need in Laredo to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $61,082/year in Laredo. This is based on the overall COL index difference between the two cities.
Moving from Laredo to MadisonMadison vs Laredo — full comparisonMadison cost of livingLaredo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only