Moving from Madison to Des Moines (2026)

Des Moines has a COL index of 87 vs 97 for Madison (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$491/mo
on core expenses · $75K salary baseline

Key differences

COL index
9787
100 = US avg
1BR rent
$1,650$1,200
per month
State tax
7.7%5.7%
income tax
Take-home at $75K
$4,259$4,384
per month

Salary needed in Des Moines to match your Madison lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in MadisonEquivalent in Des Moines
$40K$35,876
$50K$44,845
$60K$53,814
$75K$67,268
$80K$71,753
$100K$89,691
$120K$107,629
$150K$134,536

Monthly budget at $75K — Madison vs Des Moines

ExpenseMadisonDes Moines
Monthly take-home$4,259$4,384
1BR rent$1,650$1,200
Groceries$384$365
Transport$62$50
Utilities$162$155
Internet$63$60
Left after essentials$1,938$2,554

Frequently asked questions

Is Des Moines cheaper than Madison?

Yes. Des Moines has a cost of living index of 87 vs 97 for Madison (100 = US average). That's about 10% cheaper.

How much will I save moving from Madison to Des Moines?

On a $75K salary, moving from Madison to Des Moines could save roughly $491/month on core expenses. That's ~$5,892/year.

What salary do I need in Des Moines to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $67,268/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only