Moving from Des Moines to Madison (2026)

Madison has a COL index of 97 vs 87 for Des Moines (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$491 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8797
100 = US avg
1BR rent
$1,200$1,650
per month
State tax
5.7%7.7%
income tax
Take-home at $75K
$4,384$4,259
per month

Salary needed in Madison to match your Des Moines lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in Des MoinesEquivalent in Madison
$40K$44,598
$50K$55,747
$60K$66,897
$75K$83,621
$80K$89,195
$100K$111,494
$120K$133,793
$150K$167,241

Monthly budget at $75K — Des Moines vs Madison

ExpenseDes MoinesMadison
Monthly take-home$4,384$4,259
1BR rent$1,200$1,650
Groceries$365$384
Transport$50$62
Utilities$155$162
Internet$60$63
Left after essentials$2,554$1,938

Frequently asked questions

Is Madison cheaper than Des Moines?

No. Madison has a cost of living index of 97 vs 87 for Des Moines (100 = US average). That's about 11% more expensive.

How much will I save moving from Des Moines to Madison?

On a $75K salary, core expenses in Madison run about $491/month more than Des Moines. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Des Moines lifestyle?

To maintain the same purchasing power as $75,000 in Des Moines, you'd need roughly $83,621/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only