Moving from Madison to Amarillo (2026)
Amarillo has a COL index of 80 vs 97 for Madison (100 = US average). You'd pay about 18% less for the same lifestyle.
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Key differences
Salary needed in Amarillo to match your Madison lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Amarillo |
|---|---|
| $40K | $32,990 |
| $50K | $41,237 |
| $60K | $49,485 |
| $75K | $61,856 |
| $80K | $65,979 |
| $100K | $82,474 |
| $120K | $98,969 |
| $150K | $123,711 |
💵 Household income (before tax)
Monthly budget at $75K — Madison vs Amarillo
| Expense | Madison | Amarillo |
|---|---|---|
| Monthly take-home | $4,259 | $4,741 |
| 1BR rent | $1,650 | $950 |
| Groceries | $384 | $346 |
| Transport | $62 | $38 |
| Utilities | $162 | $170 |
| Internet | $63 | $60 |
| Left after essentials | $1,938 | $3,177 |
30-Year Wealth Builder
If you invest your monthly savings of $757 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Madison — that's the real price of a city.
Frequently asked questions
Is Amarillo cheaper than Madison?
Yes. Amarillo has a cost of living index of 80 vs 97 for Madison (100 = US average). That's about 18% cheaper.
How much will I save moving from Madison to Amarillo?
On a $75K salary, moving from Madison to Amarillo saves roughly $1,181/month on core expenses. That's ~$14,172/year.
What salary do I need in Amarillo to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $61,856/year in Amarillo. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only