Moving from Lubbock to Norfolk (2026)

Norfolk has a COL index of 90 vs 81 for Lubbock (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$436 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8190
100 = US avg
1BR rent
$1,000$1,400
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Norfolk to match your Lubbock lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in LubbockEquivalent in Norfolk
$40K$44,444
$50K$55,556
$60K$66,667
$75K$83,333
$80K$88,889
$100K$111,111
$120K$133,333
$150K$166,667

Monthly budget at $75K — Lubbock vs Norfolk

ExpenseLubbockNorfolk
Monthly take-home$4,741$4,378
1BR rent$1,000$1,400
Groceries$346$365
Transport$38$55
Utilities$172$170
Internet$58$60
Left after essentials$3,127$2,328

Frequently asked questions

Is Norfolk cheaper than Lubbock?

No. Norfolk has a cost of living index of 90 vs 81 for Lubbock (100 = US average). That's about 11% more expensive.

How much will I save moving from Lubbock to Norfolk?

On a $75K salary, core expenses in Norfolk run about $436/month more than Lubbock. Factor this into your salary negotiation when relocating.

What salary do I need in Norfolk to match my Lubbock lifestyle?

To maintain the same purchasing power as $75,000 in Lubbock, you'd need roughly $83,333/year in Norfolk. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only