Moving from Lubbock to Missoula (2026)

Missoula has a COL index of 97 vs 81 for Lubbock (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$320 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8197
100 = US avg
1BR rent
$1,000$1,300
per month
State tax
None6.8%
income tax
Take-home at $75K
$4,741$4,316
per month

Salary needed in Missoula to match your Lubbock lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in LubbockEquivalent in Missoula
$40K$47,901
$50K$59,877
$60K$71,852
$75K$89,815
$80K$95,802
$100K$119,753
$120K$143,704
$150K$179,630

Monthly budget at $75K — Lubbock vs Missoula

ExpenseLubbockMissoula
Monthly take-home$4,741$4,316
1BR rent$1,000$1,300
Groceries$346$376
Transport$38$45
Utilities$172$145
Internet$58$68
Left after essentials$3,127$2,382

Frequently asked questions

Is Missoula cheaper than Lubbock?

No. Missoula has a cost of living index of 97 vs 81 for Lubbock (100 = US average). That's about 20% more expensive.

How much will I save moving from Lubbock to Missoula?

On a $75K salary, core expenses in Missoula run about $320/month more than Lubbock. Factor this into your salary negotiation when relocating.

What salary do I need in Missoula to match my Lubbock lifestyle?

To maintain the same purchasing power as $75,000 in Lubbock, you'd need roughly $89,815/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only