Moving from Lubbock to McAllen (2026)
McAllen has a COL index of 78 vs 81 for Lubbock (100 = US average). You'd pay about 4% less for the same lifestyle.
Save ~$66/mo
on core expenses · $75K salary baseline
Key differences
COL index
8178
100 = US avg
1BR rent
$1,000$950
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month
Salary needed in McAllen to match your Lubbock lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Lubbock | Equivalent in McAllen |
|---|---|
| $40K | $38,519 |
| $50K | $48,148 |
| $60K | $57,778 |
| $75K | $72,222 |
| $80K | $77,037 |
| $100K | $96,296 |
| $120K | $115,556 |
| $150K | $144,444 |
Monthly budget at $75K — Lubbock vs McAllen
| Expense | Lubbock | McAllen |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,000 | $950 |
| Groceries | $346 | $338 |
| Transport | $38 | $35 |
| Utilities | $172 | $165 |
| Internet | $58 | $60 |
| Left after essentials | $3,127 | $3,193 |
Frequently asked questions
Is McAllen cheaper than Lubbock?
Yes. McAllen has a cost of living index of 78 vs 81 for Lubbock (100 = US average). That's about 4% cheaper.
How much will I save moving from Lubbock to McAllen?
On a $75K salary, moving from Lubbock to McAllen could save roughly $66/month on core expenses. That's ~$792/year.
What salary do I need in McAllen to match my Lubbock lifestyle?
To maintain the same purchasing power as $75,000 in Lubbock, you'd need roughly $72,222/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to LubbockLubbock vs McAllen — full comparisonLubbock cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only