Moving from Lubbock to Des Moines (2026)

Des Moines has a COL index of 87 vs 81 for Lubbock (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$216 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8187
100 = US avg
1BR rent
$1,000$1,200
per month
State tax
None5.7%
income tax
Take-home at $75K
$4,741$4,384
per month

Salary needed in Des Moines to match your Lubbock lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in LubbockEquivalent in Des Moines
$40K$42,963
$50K$53,704
$60K$64,444
$75K$80,556
$80K$85,926
$100K$107,407
$120K$128,889
$150K$161,111

Monthly budget at $75K — Lubbock vs Des Moines

ExpenseLubbockDes Moines
Monthly take-home$4,741$4,384
1BR rent$1,000$1,200
Groceries$346$365
Transport$38$50
Utilities$172$155
Internet$58$60
Left after essentials$3,127$2,554

Frequently asked questions

Is Des Moines cheaper than Lubbock?

No. Des Moines has a cost of living index of 87 vs 81 for Lubbock (100 = US average). That's about 7% more expensive.

How much will I save moving from Lubbock to Des Moines?

On a $75K salary, core expenses in Des Moines run about $216/month more than Lubbock. Factor this into your salary negotiation when relocating.

What salary do I need in Des Moines to match my Lubbock lifestyle?

To maintain the same purchasing power as $75,000 in Lubbock, you'd need roughly $80,556/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only