Moving from Louisville to Houston (2026)

Houston has a COL index of 95 vs 88 for Louisville (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$94 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8895
100 = US avg
1BR rent
$1,300$1,350
per month
State tax
4%None
income tax
Take-home at $75K
$4,491$4,741
per month

Salary needed in Houston to match your Louisville lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in LouisvilleEquivalent in Houston
$40K$43,182
$50K$53,977
$60K$64,773
$75K$80,966
$80K$86,364
$100K$107,955
$120K$129,545
$150K$161,932

Monthly budget at $75K — Louisville vs Houston

ExpenseLouisvilleHouston
Monthly take-home$4,491$4,741
1BR rent$1,300$1,350
Groceries$361$357
Transport$60$90
Utilities$162$175
Internet$60$65
Left after essentials$2,548$2,704

Frequently asked questions

Is Houston cheaper than Louisville?

No. Houston has a cost of living index of 95 vs 88 for Louisville (100 = US average). That's about 8% more expensive.

How much will I save moving from Louisville to Houston?

On a $75K salary, core expenses in Houston run about $94/month more than Louisville. Factor this into your salary negotiation when relocating.

What salary do I need in Houston to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $80,966/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only