Moving from Louisville to Amarillo (2026)

Amarillo has a COL index of 80 vs 88 for Louisville (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$600/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
88 โ†’ 80
100 = US avg
1BR rent
$1,300 โ†’ $950
per month
State tax
4% โ†’ None
income tax
COL difference
88 โ†’ 80
9% cheaper

Salary needed in Amarillo to match your Louisville lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in LouisvilleEquivalent in Amarillo
$40K$36,364
$50K$45,455
$60K$54,545
$75K$68,182
$80K$72,727
$100K$90,909
$120K$109,091
$150K$136,364

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$379/moon core expenses at $75K

Monthly budget at $75K โ€” Louisville vs Amarillo

ExpenseLouisvilleAmarillo
Monthly take-home$4,491$4,741
1BR rent$1,300$950
Groceries$361$346
Transport$60$38
Utilities$162$170
Internet$60$60
Left after essentials$2,548$3,177

30-Year Wealth Builder

If you invest your monthly savings of $379 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$462,369

over 30 years compared to staying in Louisville โ€” that's the real price of a city.

$379/mo invested

Frequently asked questions

Is Amarillo cheaper than Louisville?

Yes. Amarillo has a cost of living index of 80 vs 88 for Louisville (100 = US average). That's about 9% cheaper.

How much will I save moving from Louisville to Amarillo?

On a $75K salary, moving from Louisville to Amarillo saves roughly $600/month on core expenses. That's ~$7,200/year.

What salary do I need in Amarillo to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $68,182/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only