Moving from Long Beach to Philadelphia (2026)

Philadelphia has a COL index of 107 vs 148 for Long Beach (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$414/mo
on core expenses · $75K salary baseline

Key differences

COL index
148107
100 = US avg
1BR rent
$2,400$2,000
per month
State tax
9.3%3.1%
income tax
Take-home at $75K
$4,159$4,547
per month

Salary needed in Philadelphia to match your Long Beach lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in Long BeachEquivalent in Philadelphia
$40K$28,919
$50K$36,149
$60K$43,378
$75K$54,223
$80K$57,838
$100K$72,297
$120K$86,757
$150K$108,446

Monthly budget at $75K — Long Beach vs Philadelphia

ExpenseLong BeachPhiladelphia
Monthly take-home$4,159$4,547
1BR rent$2,400$2,000
Groceries$410$391
Transport$100$96
Utilities$148$160
Internet$68$65
Left after essentials$1,033$1,835

Frequently asked questions

Is Philadelphia cheaper than Long Beach?

Yes. Philadelphia has a cost of living index of 107 vs 148 for Long Beach (100 = US average). That's about 28% cheaper.

How much will I save moving from Long Beach to Philadelphia?

On a $75K salary, moving from Long Beach to Philadelphia could save roughly $414/month on core expenses. That's ~$4,968/year.

What salary do I need in Philadelphia to match my Long Beach lifestyle?

To maintain the same purchasing power as $75,000 in Long Beach, you'd need roughly $54,223/year in Philadelphia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only