Moving from Lincoln to Laredo (2026)

Laredo has a COL index of 79 vs 86 for Lincoln (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$563/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
86 โ†’ 79
100 = US avg
1BR rent
$1,150 โ†’ $950
per month
State tax
5.8% โ†’ None
income tax
COL difference
86 โ†’ 79
8% cheaper

Salary needed in Laredo to match your Lincoln lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in LincolnEquivalent in Laredo
$40K$36,744
$50K$45,930
$60K$55,116
$75K$68,895
$80K$73,488
$100K$91,860
$120K$110,233
$150K$137,791

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$216/moon core expenses at $75K

Monthly budget at $75K โ€” Lincoln vs Laredo

ExpenseLincolnLaredo
Monthly take-home$4,378$4,741
1BR rent$1,150$950
Groceries$357$338
Transport$48$35
Utilities$152$168
Internet$58$58
Left after essentials$2,613$3,192

30-Year Wealth Builder

If you invest your monthly savings of $216 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$263,514

over 30 years compared to staying in Lincoln โ€” that's the real price of a city.

$216/mo invested

Frequently asked questions

Is Laredo cheaper than Lincoln?

Yes. Laredo has a cost of living index of 79 vs 86 for Lincoln (100 = US average). That's about 8% cheaper.

How much will I save moving from Lincoln to Laredo?

On a $75K salary, moving from Lincoln to Laredo saves roughly $563/month on core expenses. That's ~$6,756/year.

What salary do I need in Laredo to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $68,895/year in Laredo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only