Moving from Lincoln to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 86 for Lincoln (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$112 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
86 โ†’ 89
100 = US avg
1BR rent
$1,150 โ†’ $1,200
per month
State tax
5.8% โ†’ 3.2%
income tax
COL difference
86 โ†’ 89
3% more expensive

Salary needed in Indianapolis to match your Lincoln lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in LincolnEquivalent in Indianapolis
$40K$41,395
$50K$51,744
$60K$62,093
$75K$77,616
$80K$82,791
$100K$103,488
$120K$124,186
$150K$155,233

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$62/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Lincoln vs Indianapolis

ExpenseLincolnIndianapolis
Monthly take-home$4,378$4,541
1BR rent$1,150$1,200
Groceries$357$357
Transport$48$60
Utilities$152$155
Internet$58$55
Left after essentials$2,613$2,714

Frequently asked questions

Is Indianapolis cheaper than Lincoln?

No. Indianapolis has a cost of living index of 89 vs 86 for Lincoln (100 = US average). That's about 3% more expensive.

How much will I save moving from Lincoln to Indianapolis?

On a $75K salary, moving from Lincoln to Indianapolis saves roughly $112/month on core expenses. That's ~$1,344/year.

What salary do I need in Indianapolis to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $77,616/year in Indianapolis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only