Moving from Lincoln to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 86 for Lincoln (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$110 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8686
100 = US avg
1BR rent
$1,150$1,250
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Chattanooga to match your Lincoln lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in LincolnEquivalent in Chattanooga
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Lincoln vs Chattanooga

ExpenseLincolnChattanooga
Monthly take-home$4,378$4,741
1BR rent$1,150$1,250
Groceries$357$357
Transport$48$45
Utilities$152$165
Internet$58$58
Left after essentials$2,613$2,866

Frequently asked questions

Is Chattanooga cheaper than Lincoln?

No. Chattanooga has a cost of living index of 86 vs 86 for Lincoln (100 = US average). That's about 0% more expensive.

How much will I save moving from Lincoln to Chattanooga?

On a $75K salary, core expenses in Chattanooga run about $110/month more than Lincoln. Factor this into your salary negotiation when relocating.

What salary do I need in Chattanooga to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $75,000/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only