Moving from Lima to Oaxaca (2026)

Oaxaca has a COL index of 32 vs 40 for Lima (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$100/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
40 โ†’ 32
100 = US avg
1BR rent
$500 โ†’ $400
per month
State tax
None โ†’ None
income tax
COL difference
40 โ†’ 32
20% cheaper

Salary needed in Oaxaca to match your Lima lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in LimaEquivalent in Oaxaca
$40K$32,000
$50K$40,000
$60K$48,000
$75K$60,000
$80K$64,000
$100K$80,000
$120K$96,000
$150K$120,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$110/moon core expenses at $75K

Monthly budget at $75K โ€” Lima vs Oaxaca

ExpenseLimaOaxaca
Monthly take-home$4,741$4,741
1BR rent$500$400
Groceries$380$380
Transport$150$150
Utilities$55$45
Internet$25$25
Left after essentials$3,631$3,741

30-Year Wealth Builder

If you invest your monthly savings of $110 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$134,197

over 30 years compared to staying in Lima โ€” that's the real price of a city.

$110/mo invested

Frequently asked questions

Is Oaxaca cheaper than Lima?

Yes. Oaxaca has a cost of living index of 32 vs 40 for Lima (100 = US average). That's about 20% cheaper.

How much will I save moving from Lima to Oaxaca?

On a $75K salary, moving from Lima to Oaxaca saves roughly $100/month on core expenses. That's ~$1,200/year.

What salary do I need in Oaxaca to match my Lima lifestyle?

To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $60,000/year in Oaxaca. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only