Moving from Lima to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 40 for Lima (100 = US average). Expect to pay about 115% more for the same lifestyle.
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Key differences
Salary needed in Chattanooga to match your Lima lifestyle
Based on the 115% cost of living increase between the two cities.
| Your salary in Lima | Equivalent in Chattanooga |
|---|---|
| $40K | $86,000 |
| $50K | $107,500 |
| $60K | $129,000 |
| $75K | $161,250 |
| $80K | $172,000 |
| $100K | $215,000 |
| $120K | $258,000 |
| $150K | $322,500 |
Adjust your salary
Monthly budget at $75K — Lima vs Chattanooga
| Expense | Lima | Chattanooga |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $500 | $1,250 |
| Groceries | $380 | $357 |
| Transport | $150 | $45 |
| Utilities | $55 | $165 |
| Internet | $25 | $58 |
| Left after essentials | $3,631 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Lima?
No. Chattanooga has a cost of living index of 86 vs 40 for Lima (100 = US average). That's about 115% more expensive.
How much will I save moving from Lima to Chattanooga?
On a $75K salary, core expenses in Chattanooga run about $750/month more than Lima. Factor this into your salary negotiation when relocating.
What salary do I need in Chattanooga to match my Lima lifestyle?
To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $161,250/year in Chattanooga. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only