Moving from Chattanooga to Lima (2026)
Lima has a COL index of 40 vs 86 for Chattanooga (100 = US average). You'd pay about 53% less for the same lifestyle.
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Key differences
Salary needed in Lima to match your Chattanooga lifestyle
Based on the 53% cost of living decrease between the two cities.
| Your salary in Chattanooga | Equivalent in Lima |
|---|---|
| $40K | $18,605 |
| $50K | $23,256 |
| $60K | $27,907 |
| $75K | $34,884 |
| $80K | $37,209 |
| $100K | $46,512 |
| $120K | $55,814 |
| $150K | $69,767 |
Adjust your salary
Monthly budget at $75K — Chattanooga vs Lima
| Expense | Chattanooga | Lima |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,250 | $500 |
| Groceries | $357 | $380 |
| Transport | $45 | $150 |
| Utilities | $165 | $55 |
| Internet | $58 | $25 |
| Left after essentials | $2,866 | $3,631 |
30-Year Wealth Builder
If you invest your monthly savings of $765 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Chattanooga — that's the real price of a city.
Frequently asked questions
Is Lima cheaper than Chattanooga?
Yes. Lima has a cost of living index of 40 vs 86 for Chattanooga (100 = US average). That's about 53% cheaper.
How much will I save moving from Chattanooga to Lima?
On a $75K salary, moving from Chattanooga to Lima saves roughly $750/month on core expenses. That's ~$9,000/year.
What salary do I need in Lima to match my Chattanooga lifestyle?
To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $34,884/year in Lima. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only