Moving from Lima to Billings (2026)
Billings has a COL index of 89 vs 40 for Lima (100 = US average). Expect to pay about 123% more for the same lifestyle.
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Key differences
Salary needed in Billings to match your Lima lifestyle
Based on the 123% cost of living increase between the two cities.
| Your salary in Lima | Equivalent in Billings |
|---|---|
| $40K | $89,000 |
| $50K | $111,250 |
| $60K | $133,500 |
| $75K | $166,875 |
| $80K | $178,000 |
| $100K | $222,500 |
| $120K | $267,000 |
| $150K | $333,750 |
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Monthly budget at $75K — Lima vs Billings
| Expense | Lima | Billings |
|---|---|---|
| Monthly take-home | $4,741 | $4,316 |
| 1BR rent | $500 | $1,200 |
| Groceries | $380 | $369 |
| Transport | $150 | $42 |
| Utilities | $55 | $148 |
| Internet | $25 | $68 |
| Left after essentials | $3,631 | $2,489 |
Frequently asked questions
Is Billings cheaper than Lima?
No. Billings has a cost of living index of 89 vs 40 for Lima (100 = US average). That's about 123% more expensive.
How much will I save moving from Lima to Billings?
On a $75K salary, core expenses in Billings run about $1,125/month more than Lima. Factor this into your salary negotiation when relocating.
What salary do I need in Billings to match my Lima lifestyle?
To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $166,875/year in Billings. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only