Moving from Billings to Lima (2026)
Lima has a COL index of 40 vs 89 for Billings (100 = US average). You'd pay about 55% less for the same lifestyle.
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Key differences
Salary needed in Lima to match your Billings lifestyle
Based on the 55% cost of living decrease between the two cities.
| Your salary in Billings | Equivalent in Lima |
|---|---|
| $40K | $17,978 |
| $50K | $22,472 |
| $60K | $26,966 |
| $75K | $33,708 |
| $80K | $35,955 |
| $100K | $44,944 |
| $120K | $53,933 |
| $150K | $67,416 |
Adjust your salary
Monthly budget at $75K — Billings vs Lima
| Expense | Billings | Lima |
|---|---|---|
| Monthly take-home | $4,316 | $4,741 |
| 1BR rent | $1,200 | $500 |
| Groceries | $369 | $380 |
| Transport | $42 | $150 |
| Utilities | $148 | $55 |
| Internet | $68 | $25 |
| Left after essentials | $2,489 | $3,631 |
30-Year Wealth Builder
If you invest your monthly savings of $717 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Billings — that's the real price of a city.
Frequently asked questions
Is Lima cheaper than Billings?
Yes. Lima has a cost of living index of 40 vs 89 for Billings (100 = US average). That's about 55% cheaper.
How much will I save moving from Billings to Lima?
On a $75K salary, moving from Billings to Lima saves roughly $1,125/month on core expenses. That's ~$13,500/year.
What salary do I need in Lima to match my Billings lifestyle?
To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $33,708/year in Lima. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only