Moving from Lexington to Springfield (2026)

Springfield has a COL index of 79 vs 89 for Lexington (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$435/mo
on core expenses · $75K salary baseline

Key differences

COL index
8979
100 = US avg
1BR rent
$1,350$950
per month
State tax
4%4.7%
income tax
Take-home at $75K
$4,491$4,447
per month

Salary needed in Springfield to match your Lexington lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in LexingtonEquivalent in Springfield
$40K$35,506
$50K$44,382
$60K$53,258
$75K$66,573
$80K$71,011
$100K$88,764
$120K$106,517
$150K$133,146

Monthly budget at $75K — Lexington vs Springfield

ExpenseLexingtonSpringfield
Monthly take-home$4,491$4,447
1BR rent$1,350$950
Groceries$365$353
Transport$60$42
Utilities$158$155
Internet$60$58
Left after essentials$2,498$2,889

Frequently asked questions

Is Springfield cheaper than Lexington?

Yes. Springfield has a cost of living index of 79 vs 89 for Lexington (100 = US average). That's about 11% cheaper.

How much will I save moving from Lexington to Springfield?

On a $75K salary, moving from Lexington to Springfield could save roughly $435/month on core expenses. That's ~$5,220/year.

What salary do I need in Springfield to match my Lexington lifestyle?

To maintain the same purchasing power as $75,000 in Lexington, you'd need roughly $66,573/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only