Moving from Lexington to Philadelphia (2026)

Philadelphia has a COL index of 107 vs 89 for Lexington (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$719 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89107
100 = US avg
1BR rent
$1,350$2,000
per month
State tax
4%3.1%
income tax
Take-home at $75K
$4,491$4,547
per month

Salary needed in Philadelphia to match your Lexington lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in LexingtonEquivalent in Philadelphia
$40K$48,090
$50K$60,112
$60K$72,135
$75K$90,169
$80K$96,180
$100K$120,225
$120K$144,270
$150K$180,337

Monthly budget at $75K — Lexington vs Philadelphia

ExpenseLexingtonPhiladelphia
Monthly take-home$4,491$4,547
1BR rent$1,350$2,000
Groceries$365$391
Transport$60$96
Utilities$158$160
Internet$60$65
Left after essentials$2,498$1,835

Frequently asked questions

Is Philadelphia cheaper than Lexington?

No. Philadelphia has a cost of living index of 107 vs 89 for Lexington (100 = US average). That's about 20% more expensive.

How much will I save moving from Lexington to Philadelphia?

On a $75K salary, core expenses in Philadelphia run about $719/month more than Lexington. Factor this into your salary negotiation when relocating.

What salary do I need in Philadelphia to match my Lexington lifestyle?

To maintain the same purchasing power as $75,000 in Lexington, you'd need roughly $90,169/year in Philadelphia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only