Moving from Lexington to Fargo (2026)

Fargo has a COL index of 89 vs 89 for Lexington (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$194 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 89
100 = US avg
1BR rent
$1,350 โ†’ $1,250
per month
State tax
4% โ†’ 2.5%
income tax
COL difference
89 โ†’ 89
0% more expensive

Salary needed in Fargo to match your Lexington lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in LexingtonEquivalent in Fargo
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$104/moon core expenses at $75K

Monthly budget at $75K โ€” Lexington vs Fargo

ExpenseLexingtonFargo
Monthly take-home$4,491$4,584
1BR rent$1,350$1,250
Groceries$365$369
Transport$60$50
Utilities$158$155
Internet$60$65
Left after essentials$2,498$2,695

30-Year Wealth Builder

If you invest your monthly savings of $104 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$126,877

over 30 years compared to staying in Lexington โ€” that's the real price of a city.

$104/mo invested

Frequently asked questions

Is Fargo cheaper than Lexington?

No. Fargo has a cost of living index of 89 vs 89 for Lexington (100 = US average). That's about 0% more expensive.

How much will I save moving from Lexington to Fargo?

On a $75K salary, moving from Lexington to Fargo saves roughly $194/month on core expenses. That's ~$2,328/year.

What salary do I need in Fargo to match my Lexington lifestyle?

To maintain the same purchasing power as $75,000 in Lexington, you'd need roughly $75,000/year in Fargo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only