Moving from Lexington to Cincinnati (2026)

Cincinnati has a COL index of 87 vs 89 for Lexington (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$34/mo
on core expenses · $75K salary baseline

Key differences

COL index
8987
100 = US avg
1BR rent
$1,350$1,300
per month
State tax
4%3.5%
income tax
Take-home at $75K
$4,491$4,522
per month

Salary needed in Cincinnati to match your Lexington lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in LexingtonEquivalent in Cincinnati
$40K$39,101
$50K$48,876
$60K$58,652
$75K$73,315
$80K$78,202
$100K$97,753
$120K$117,303
$150K$146,629

Monthly budget at $75K — Lexington vs Cincinnati

ExpenseLexingtonCincinnati
Monthly take-home$4,491$4,522
1BR rent$1,350$1,300
Groceries$365$369
Transport$60$65
Utilities$158$165
Internet$60$60
Left after essentials$2,498$2,563

Frequently asked questions

Is Cincinnati cheaper than Lexington?

Yes. Cincinnati has a cost of living index of 87 vs 89 for Lexington (100 = US average). That's about 2% cheaper.

How much will I save moving from Lexington to Cincinnati?

On a $75K salary, moving from Lexington to Cincinnati could save roughly $34/month on core expenses. That's ~$408/year.

What salary do I need in Cincinnati to match my Lexington lifestyle?

To maintain the same purchasing power as $75,000 in Lexington, you'd need roughly $73,315/year in Cincinnati. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only