Moving from Cincinnati to Lexington (2026)

Lexington has a COL index of 89 vs 87 for Cincinnati (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$34 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8789
100 = US avg
1BR rent
$1,300$1,350
per month
State tax
3.5%4%
income tax
Take-home at $75K
$4,522$4,491
per month

Salary needed in Lexington to match your Cincinnati lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in CincinnatiEquivalent in Lexington
$40K$40,920
$50K$51,149
$60K$61,379
$75K$76,724
$80K$81,839
$100K$102,299
$120K$122,759
$150K$153,448

Monthly budget at $75K — Cincinnati vs Lexington

ExpenseCincinnatiLexington
Monthly take-home$4,522$4,491
1BR rent$1,300$1,350
Groceries$369$365
Transport$65$60
Utilities$165$158
Internet$60$60
Left after essentials$2,563$2,498

Frequently asked questions

Is Lexington cheaper than Cincinnati?

No. Lexington has a cost of living index of 89 vs 87 for Cincinnati (100 = US average). That's about 2% more expensive.

How much will I save moving from Cincinnati to Lexington?

On a $75K salary, core expenses in Lexington run about $34/month more than Cincinnati. Factor this into your salary negotiation when relocating.

What salary do I need in Lexington to match my Cincinnati lifestyle?

To maintain the same purchasing power as $75,000 in Cincinnati, you'd need roughly $76,724/year in Lexington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only