Moving from Kraków to Chiang Mai (2026)
Chiang Mai has a COL index of 39 vs 55 for Kraków (100 = US average). You'd pay about 30% less for the same lifestyle.
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Key differences
Salary needed in Chiang Mai to match your Kraków lifestyle
Based on the 30% cost of living decrease between the two cities.
| Your salary in Kraków | Equivalent in Chiang Mai |
|---|---|
| $40K | $28,000 |
| $50K | $35,000 |
| $60K | $42,000 |
| $75K | $52,500 |
| $80K | $56,000 |
| $100K | $70,000 |
| $120K | $84,000 |
| $150K | $105,000 |
Adjust your salary
Monthly budget at $75K — Kraków vs Chiang Mai
| Expense | Kraków | Chiang Mai |
|---|---|---|
| Monthly take-home | $3,991 | $4,741 |
| 1BR rent | $750 | $390 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $90 | $55 |
| Internet | $25 | $20 |
| Left after essentials | $2,596 | $3,746 |
30-Year Wealth Builder
If you invest your monthly savings of $400 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Kraków — that's the real price of a city.
Frequently asked questions
Is Chiang Mai cheaper than Kraków?
Yes. Chiang Mai has a cost of living index of 39 vs 55 for Kraków (100 = US average). That's about 30% cheaper.
How much will I save moving from Kraków to Chiang Mai?
On a $75K salary, moving from Kraków to Chiang Mai saves roughly $1,110/month on core expenses. That's ~$13,320/year.
What salary do I need in Chiang Mai to match my Kraków lifestyle?
To maintain the same purchasing power as $75,000 in Kraków, you'd need roughly $52,500/year in Chiang Mai. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only